Karikiya's Terms & Conditions – Please read before using our services

1 Introduction & General Information

Karikiya (karikiya.win) is an online betting and gaming platform operated for players in Bangladesh. These Terms and Conditions constitute a legal agreement between Karikiya and its members. By using any Karikiya service, you confirm that you have read and fully agreed to these terms.

These Terms and Conditions are written in English for users in Bangladesh. Karikiya operates with full transparency and is committed to protecting user rights. These terms may be updated at any time, so members are encouraged to check back regularly.

Karikiya operates under an international license and is committed to fair play. All of our games have been audited by independent third parties.

2 Account Registration & Management

A personal account must be created before you can use any service on Karikiya. All information provided at registration must be accurate, complete, and up to date. Registering with false information may result in account suspension or termination.

• Each individual may register only one account. If multiple accounts are found belonging to the same person, all accounts will be blocked and all balances may be forfeited.
• Keeping your account password secure is entirely your responsibility. Your password should never be shared with anyone.
• The account holder is fully responsible for all activity carried out through their account.
• A copy of your national ID card or passport may be requested for KYC (Know Your Customer) verification.
• Transferring, selling, or allowing a third party to use your account is strictly prohibited.

Karikiya may verify your identity at any time for security purposes. Withdrawals may be temporarily placed on hold until verification is complete.

3 Eligibility & Age Requirements

Specific eligibility requirements must be met in order to use Karikiya's services. These requirements are set in accordance with international law and responsible gaming principles.

• Age: You must be at least 18 years of age to register on Karikiya. Use of the platform by minors is strictly prohibited.
• Location: Residents of countries where online gaming is prohibited by law may not use Karikiya.
• Mental Capacity: Participation must be voluntary and in a sound state of mind.
• Restrictions: Individuals who have previously been banned by Karikiya are not permitted to register again.

4 Deposit & Payment Policy

Depositing on Karikiya is simple and secure. We support Bangladesh's most popular mobile banking methods. Every deposit transaction is processed through encrypted channels.

• Supported payment methods: bKash, Nagad, Rocket, and approved bank transfers.
• Minimum deposit amount: BDT 500. Maximum deposit limits are determined by account level.
• Deposits are usually credited instantly. If there is a delay due to a technical issue, please notify the support team.
• Deposits from third-party accounts are not accepted. Only payment methods registered in your own name may be used.
• Karikiya does not charge any transaction fees, though your payment provider may apply their own charges.
• For large transactions, additional verification may be required as part of anti-money laundering measures.

5 Withdrawal Policy

Withdrawals on Karikiya are fast and hassle-free after a win. We believe your winnings should reach you as quickly as possible.

• Minimum withdrawal amount: BDT 1,000.
• Withdrawal requests are generally processed within 1–6 hours.
• Withdrawals can only be made to the same payment method used for the original deposit.
• Withdrawal processing may be delayed if KYC verification has not been completed.
• Wagering requirements must be met before winnings from a bonus can be withdrawn.
• Karikiya may temporarily suspend withdrawals in cases of suspected suspicious activity.

6 Bonus & Promotion Terms

Karikiya offers attractive bonuses and promotions for its members. Each bonus comes with its own terms and conditions, which should be read carefully before acceptance.

• Welcome Bonus: New members can receive a bonus of up to 150% on their first deposit. A minimum wagering requirement of 10x applies before the bonus can be withdrawn.
• Reload Bonus: Reload bonuses are available each week subject to specific conditions.
• Cashback Offer: Cashback is provided at a fixed rate on weekly losses.
• Each promotion may only be claimed once. Using multiple accounts to claim the same bonus is prohibited.
• Bonuses may only be used for betting and gaming and cannot be withdrawn directly.
• Karikiya reserves the right to modify, cancel, or suspend any bonus offer at any time.
• If evidence of bonus abuse or fraud is found, the account will be closed.

7 Betting Terms & Conditions

There are a few fundamental rules that apply when placing bets on Karikiya. These rules ensure a fair playing environment and a consistently good experience for all members.

• Once a bet is placed, it cannot be cancelled. A Cash Out option is available only in specific circumstances.
• If match-fixing or any form of manipulation is suspected, Karikiya may void the relevant bet.
• If incorrect odds are displayed due to a technical error, Karikiya reserves the right to void or correct the affected bet.
• If a bet is not processed during live betting due to network latency, it will be considered void.
• Sports Betting and casino games each have their own separate rules, which can be found in the relevant sections.

Karikiya monitors all betting activity. If system abuse or arbitrage betting is detected, restrictions may be imposed on the account.

8 Prohibited Activities

The following actions are strictly prohibited in order to maintain the integrity of Karikiya's services:

• Opening an account using a false identity or fraudulent information.
• Money laundering or transactions involving illegal funds.
• Playing games using bots, automated software, or scripts.
• Harassing, threatening, or defrauding other members.
• Attempting to hack or gain unauthorized access to Karikiya's systems.
• Using multiple accounts to claim bonus benefits.
• Filing false chargebacks or payment disputes against Karikiya.

9 Responsible Gaming Policy

Karikiya believes entertainment should be controlled and enjoyable. We never want any of our members to experience financial or emotional hardship as a result of gaming.

• Karikiya allows members to set daily, weekly, and monthly deposit limits on their accounts.
• Any member may temporarily or permanently close their account at any time.
• The self-exclusion option is always available. Contact the support team and it will be activated for you.
• If signs of gaming addiction appear, our support team will provide information on specialist assistance.

Karikiya's Responsible Gaming Full details are available on the page.

10 Privacy & Data Protection

Karikiya treats the protection of your personal data as its highest priority. We use SSL encryption and advanced security technology to keep your information safe.

• Your information is never sold or shared with third parties.
• Only information necessary for the operation of the service is collected.
• Information may need to be disclosed to the relevant authorities when required by legal obligation.
• You have the right to request changes to or deletion of your personal data.

For more details, visit our Privacy Policy Read.

11 Account Suspension & Closure Policy

Karikiya reserves the right to suspend or permanently close an account under the following circumstances:

• Any violation of these Terms and Conditions.
• Evidence of fraud, deception, or illegal activity.
• Extended inactivity (more than 12 months).
• A court order or directive from a legal authority.
• At the member's own request.

Members will be given the opportunity to withdraw any valid balance before an account is closed, though this may not apply in cases of rule violations.

12 Policy on Changes to Terms & Conditions

Karikiya reserves the right to update these Terms and Conditions at any time. The following process will be followed when changes are made:

• For significant changes, members will be notified by email or in-app notification.
• The effective date of any changes will be clearly stated.
• If a user does not agree to the updated terms, they may close their account.
• Continued use of the service after changes take effect will be considered acceptance of the updated terms.

The date of the last update is shown at the top of this page. You are encouraged to visit this page regularly.